for Accident Fund Insurance Company of America, CompWest,
and United Heartland

This company was issued a secure rating by the A.M. Best Company, click for additional details

About Us

Accident Fund Holdings is committed to providing the best workers compensation product and customer service to companies and their employees across the country. Our specialized business model produces superior returns and we have a strong track record of outperforming the industry. We specialize in workers compensation insurance and our operating units have further specialization in specific markets within the workers compensation industry. By operating as a specialist we gain a competitive advantage and have created a lasting value for our stakeholders and customers.

Our competitive advantage is also rooted in our decentralized insurance operation structure, which allows our units to identify and adapt to changing market conditions more rapidly. This structure helps us attract and retain some of the most creative and talented professionals in the industry.

Accident Fund Holdings, Inc., located in Lansing, Michigan, is the ninth largest workers compensation insurer and the largest non-governmental specialty writer of workers compensation insurance in the United States. It conducts business through its four operating units: Accident Fund Companies, located in Lansing, Michigan; United Heartland, located in New Berlin, Wisconsin; CompWest, located in San Francisco, California; and Third Coast Underwriters, located in Chicago, Illinois. Its insurance company subsidiaries are rated “A” (Excellent) by A.M. Best. Accident Fund Holdings is a wholly-owned subsidiary of Blue Cross Blue Shield of Michigan.